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Fixed, variable, split – find the right fit for you

By admin | July 12, 2018

In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on your mortgage. Here is some information to help you choose the repayment structure that works best for you.   Variable rate loans Variable interest rate loans are all about flexibility.…

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How an offset account could cut years off your home loan

By admin | July 12, 2018

Looking for ways to pay off your mortgage in record time? Whether you’re a seasoned investor or buying your first home, an offset loan can help you reduce interest payments, save on tax and pay your mortgage off years ahead of schedule.   What is an offset loan? With an offset loan (also called an offset…

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Refinancing could save you thousands – and give you greater flexibility

By admin | July 12, 2018

What is refinancing? Refinancing is the process of replacing an existing loan with a new one. When it comes to home loans, it means your existing home loan is paid off and replaced with a new one. This is different from a second mortgage, where you draw on the equity you have built up in…

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A simple guide to small business loans

By admin | July 12, 2018

Small business loans can be great when you need to get your brand up and running or cover unexpected expenses. However, it’s useful to understand the difference between the available options before committing to one.   To help you make the right choice, here’s what you need to know about some of the more commonly…

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